Monday, March 5, 2012

Becoming more real

As we move forward on the short sales, little things keep giving us pause that we're really doing this. It's been more than once when one of us says to the other, "This means we're really doing it." "It's the right thing to do....right?" "It'll be nice to get it off our shoulders...and that's worth the hit to our credit...right?"

Perhaps it's like any major life change.

Nonetheless, as we sign and fax our listing agreement and we begin the process of putting our savings in the mattress...I get little heart palpitations.

Monday, February 20, 2012

It's the right thing to do

Today I spoke with a relator to start the process to short-sell my home back in home state. I have been procrastinating for days. And, I know I'm procrastinating because PC, who is notoriously not proactive, has gotten further in the process for his own property already.

Logically, it's the right thing to do. I'm losing money on it, I don't ever plan to move back in, and I don't have any moral sense of obligation to the banks. It doesn't help that the property is about 90k down from what I bought it for.

Despite the logic, as I got off the phone I had a profound sense of sadness. It wasn't supposed to happen this way. I think of the 20k of savings I plopped down when I bought it and how it's just lost. Completely the worst investment I could ever have made.

I loved my place. But it hasn't been 'my place' for a couple of years now...and I don't know why I'm so sad.